Today's Rates
| Term | Rate | APR |
| 30Y Fixed | 3.875% | 3.965% |
| 15Y Fixed | 3.375% | 3.660% |
| 30Y FHA | 3.500% | 4.334% |
| ARM | CALL | CALL |
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Equal Housing Lender © 2011. 1241 East Shaw Ave. Fresno, CA 93710 (800) 867-9813
Loans made or arranged pursuant to California Finance Lender License #607-1972
Am I able to refinance on Guam?
Shannon, unfortunately, we are centrally located in Fresno and we do business all over California. Guam is not an area we are license to do business in.
Do you do Cash out Refi’s in Texas?
Ron,
No, we are not licensed to originate mortgage loans in Texas. You may browse through our website for more information or contact your local mortgage broker.
-Lucas Phan
have upside down mortgage owe 240k on first citifinancial owe 50k on second wells fargo
house is located in coalinga worth about 200k can i refinace somehow any plans/program i might qualify for
155 cheney lane
coalinga ca 93210
Quintanilla,
You may be able to qualify for a refinance of 125% of the appraised value of your home. However, your second mortgage of 50K will need to be paid off or be subordinate to the new first. Please contact our loan officer for more information on how we can help.
Regards,
Lucas
Do I qualify for any kind of refi or loan or any other foreclosure alternative for home that should be worth $150-$200,000 but is now only $70,000 if there is a tax lien on it?
Maralynn,
Please contact us at (800) 867-9813 to see if we can help.
Thanks,
can i qualify for a refinance? my mortgage balance is $253,900 and my home value is $188,000
Gary,
There are three key factors we look at: Credit, capacity and collateral. Please provide additional information regarding your credit, income and your situation. You can also call us at our main number.
Thanks,
will we have to wait two years if my husband had a bk 7 discharge in aug. 2010 to refi
Rose,
Yes, the seasoning requirements for a Chapter 7 Bankruptcy is 2 Years. There is no exception to this rule.
When will you be rolling out Pres Obama’s amended HARP refinance program? When is the soonest you will accept applications for this?
Tony,
We will be taking in application for the HARP program on or after 11/15/2011. Please contact us for further updates.
Thanks,
Lucas Phan